If you transfer title to the vehicle to someone else to avoid paying a debt, it could be seen as a "fraudulent transfer." Under the Pennsylvania...

What exactly is my crime?

It sounds like you have run up against vulture debt collectors or bad debt buyers, who often use illegal methods to collect debts. The important...

If your sister has an ownership interest in the house (for example, if your parents left the house to both of you), the trustee can force a sale to...

Pennsylvania is a "tenancy-by the entireties" state, which means that one spouse's judgment creditors typically cannot execute against the couple's...

What should I do about old judgements?

Under the Fair Credit Reporting Act ("FCRA"), judgments may be reported for up to seven years, as my colleague noted. If a judgment remains on your...

Generally, if you did not guarantee or cosign the loans, you do not have personal liability for them. Therefore, the lender should not report the...

Yes. A judgment creditor in Pennsylvania can collect against most personal property, including a vehicle. It will first need to obtain a writ of...

Do I need an attorney to get a 2nd lein off my house with a zero balance?

Is the lien for a mortgage loan or a civil judgment? We often see this situation where an unknown lien (usually a judgment lien) shows up on a...

Should I close my small business?

If you did not personally guarantee the debts, closing the business and dissolving the LLC may be sufficient. However, wrapping up the business of...

Do I need to file for bankruptcy for credit card debts if I have left the country?

You can file for bankruptcy in the U.S. while living overseas if you (1) maintain a domicile, (2) own a business, or (3) have assets in the States....