Archived
Being sued in magisterial court by a creditor, is this something a lawyer could help me with vs me taking this on myself?
Daniel's answer
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Answered on October 05, 2020
Given the size of the debt, you should at least speak to a debtor defense or debt settlement attorney. Often, there are defenses to collection...
Home mortgage issue
Daniel's answer
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Answered on September 17, 2020
If your mom did not reaffirm the mortgage debt in her Chapter 7 bankruptcy and received her discharge, she is no longer personally liable for the...
Archived
Will i go to jail over loan debt
Daniel's answer
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Answered on September 12, 2020
This is either a scam or an unscrupulous debt collector trying to terrify you with illegal tactics. You cannot be arrested for owing a debt. The...
Am I responsible for debts my husband incurred on his credit cards in the state of Pennsylvania?
Daniel's answer
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Answered on September 02, 2020
In Pennsylvania, one spouse is not responsible to the creditor for the other spouse's separate debts with few exceptions. Thus, as long as you are...
Archived
What is the statute of limitations on a collection agency collecting delinquent taxes?
Daniel's answer
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Answered on September 01, 2020
Are you asking about federal, state, or local taxes? For federal taxes, there is a 10-year statute of limitations on the collection of income...
Why does a creditor refuse to accept a court order relieving me of all financial responsibilities for a joint loan post divorce?
Daniel's answer
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Answered on August 21, 2020
My Pennsylvania colleague gave you a complete answer. I would only add that even filing for bankruptcy typically will not eliminate one spouse's...
Will the automatic stay take effect if I filed bankruptcy two years ago, but didn’t complete it?
Daniel's answer
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Answered on July 23, 2020
Yes. You will have the advantage of the automatic stay when you file, as long as it has been at least a year since the prior case was dismissed....
What are my options?
What can they take from me in the state of Pennsylvania?
Daniel's answer
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Answered on July 23, 2020
As my learned Pennsylvania colleague pointed out, the underlying judgment is the chief concern here. As a general rule, Pennsylvania judgments do...
Email from debt collector real or a scam?
Daniel's answer
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Answered on July 20, 2020
This caller is trying to scam you. Whenever someone asks you to pay with a gift card, Bitcoin, or some alternative means of payment, it raises a...
Do I have to show my joint checking information in my paperwork!
Daniel's answer
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Answered on July 12, 2020
Yes. You must disclose all property in which you have an interest, including joint bank accounts, on Schedule A-B. If you fail to list property,...
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