In Pennsylvania, a mortgage lender can lien your property only if it obtains a deficiency judgment against you. A mortgage deficiency is the loan...

If you are a co-signer or guarantor for the LLC on any of these agreements, there is the potential for personal liability. Moreover, in some...

You do not need secured debt, like a mortgage or car loan, to file a Chapter 13 bankruptcy. Although it is often used to cure an arrearage on a...

Do you own the apartment? If not, then your apartment should not be listed as property. Your rent is a monthly expense, not a secured debt....

You must list all debts in your bankruptcy. If you wish to keep the HELOC open, your attorney can approach the lender about a reaffirmation...

Generally, Pennsylvania does not impose joint liability on a spouse for the other spouse's individual debts. If you co-signed for the debts, it...

The short answer is that you can discharge the car loan debt in bankruptcy. However, the lender retains its lien and may repossess the car if it is...

What is my best course of action or defense against discover bank civil suit for debt collection?

First, it is important to know that debtors can often win collections suits if they fight them. Pennsylvania debtor defense attorneys handle these...

Selected as the best answer

I had a judgement against me. is there anything i can do?

Filing for bankruptcy will stop the bank garnishment in its tracks. In the alternative, you can look at settling the debt or fighting the...

Under the federal Fair Debt Collection Practices Act ("FDCPA") and Pennsylvania law, a debt collector cannot charge fees or interest to the debtor...