Often, debtors who file for bankruptcy can keep their homes. However, whether or not you can retain your home in bankruptcy depends on several...

If you have not paid on this debt for more than four years, you may have a statute of limitations defense. There may be other defenses available to...

Even if this is a legitimate debt, the collector violated the Fair Debt Collection Practices Act ("FDCPA") by making empty threats to garnish wages...

Did the creditor obtain a judgment against you at any point? If not, the four-year Pennsylvania Statute of Limitations on contracts has most likely...

Does the creditor have a judgment? If the creditor did not file suit within the four-year Pennsylvania Statute of Limitations, it is almost...

You cannot rely on the sheriff to take only designated property. However, judgment creditors will typically accept less than the balance if you can...

A judgment creditor can foreclose on a lien, although it is unlikely if there are mortgages or other superior liens on the property. However, it...

I agree with my colleague, Mr. Rubin. You should not answer the interrogatories without the assistance of counsel. I'd suggest contacting a debtor...

A debt collector must validate the debt upon written request under the Fair Debt Collection Practices Act ("FDCPA"). (You must send the request...

To reopen a judgment for lack of service, you must show that service was improper AND you have a valid defense. However, a lot of time has passed...