IF I CANNOT PAY MY CREDIT CARDS CAN THEY TAKE MY CAR?

Creditors must first sue you and obtain a judgment before attempting to levy property. However, after a creditor has a judgment, it can levy most...

I have a judgement against me for $4396.00 which I can't pay. I owe money to the IRS which I have to pay.

I agree with my Pennsylvania colleague. You need to attend the hearing, ideally with an attorney. The exact nature of the hearing is unclear from...

I co-signed for a college loan with my son. He is now in arrears for a considerable amount.

As a co-signer, you are responsible for the loan if your son defaults. If the loan is a government or government backed loan, the lender can...

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Mortgage modification can be a frustrating process. Unfortunately, it is not unusual for a mortgage company to offer a trial modification, then...

Can you file for bankruptcy after the mortgage company has filed a deficiency judgement against you.

Yes, you can discharge a deficiency judgment in bankruptcy. In the alternative, it is sometimes possible to negotiate a settlement or waiver with...

3 yrs ago I became disabled. I was unable to keep up on my mortgage. Bank of America refused to modify. What rights do I have?

Under which Chapter did you file? If a homeowner is unable to make the mortgage payments, and attempts to obtain a modification or to refinance...

How long will a hospital come after me for money after winning a lawsuit?

I agree with my Pennsylvania colleagues. A judgment creditor may levy personal property, including money in a checking account. Although there may...

I just received papers from the court stating "Judgment Granted." Can the collection attorneys seize my children's bank accts?

The short answer is that a judgment creditor can generally get to funds in a joint bank acount held by the debtor and someone else. There is an...

Judgement on wife

Yes, the creditor can obtain a "break and enter" order allowing the sheriff to enter a debtor's residence, without the owner's permission, to make...

If you are represented, you need to inform you bankruptcy attorney that you did not list these debts, so he or she can amend your schedule. You do...