Archived
Can I put an Ad in the Paper to state that my Father is no longer financially responsible for the debts of his wife (they are
Daniel's answer
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Answered on May 06, 2013
I agree with my colleagues that there is most likely no benefit to placing an ad in the paper. Moreover, you would be exposing a private matter to...
Archived
Need to move to abetter school district my house worth less than what I owe.. have 45,000 in cred card debt . stuck
Daniel's answer
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Answered on May 06, 2013
I assume the attorney suggested Chapter 13 because your income is too high for Chapter 7, or there is another factor preventing you from filing...
Archived
How far back can they go on a loan debt?
Daniel's answer
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Answered on May 06, 2013
The Pennsylvania Statute of Limitations on most debt is four years, but there are a few exceptions. Generally, the Statute runs from that last...
Archived
A spouse passed away with $20K of credit card debt. Is the other spouse responsible for paying it in the state of Pennsylvania.
Daniel's answer
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Answered on May 06, 2013
I am sorry to hear about this loss. I agree with my colleague. In Pennsylvania, one spouse is not responsible for the individual debts of the other...
Defaulted on Internet payday loans... What will happen?
Daniel's answer
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Answered on May 02, 2013
I agree with Mr. Milz. You are dealing with the lowest form of lender. Payday loans are essentially illegal in Pennsylvania, and these creditors...
Archived
If you are facing a sheriff's sale - what does filing Chapter 13 Bankruptcy do?
Daniel's answer
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Answered on May 02, 2013
If you have sufficient income, Chapter 13 will allow you to catch up on the arrearage on your mortgage over 36 to 60 months. To take advantage of...
Archived
College loan is in collection can I disclose to agency that I signed as co-sign with someone else id?
Daniel's answer
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Answered on May 01, 2013
You should discuss this matter with an attorney as soon as possible. If you simply inform the bank of your action, you may face criminal charges...
Archived
I have 3 charge accounts with one megabank that i am looking to close and pay off. i am wondering if the bank will settle
Daniel's answer
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Answered on May 01, 2013
You did not mention whether you are behind on the payments or if you have other debts. Typically, the longer a debt is unpaid, the more likely a...
Archived
How to get a loan with a lien and bad credit score?
Daniel's answer
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Answered on April 29, 2013
Rather than borrowing more money, I suggest that you first contact a Pennsylvania attorney who handles debt negotiation. You may be able to settle...
Archived
Auto loan billing me $7k more than cost of car
Daniel's answer
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Answered on April 29, 2013
You need to look at the original promissory note to determine the correct interest rate and payment schedule. If there is an error, and the ...
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