I have a legal judgement on my credit report how do I get it fixed?

may have to hire a NY attorney to reopen the case. In any case, the service issue (and the fact that the creditor would need to domesticate the...

Can a company add interest on a judgement?

The judgment interest rate in Pennsylvania is limited to 6%. However, debt collectors regularly tack on illegal and unsubstantiated fees. You may...

For a bankruptcy 341 Meeting of Creditors in the State of PA, how many months of bank statements are required?

I agree with that between one and three months of statements from all financial accouts is typical. (Financial accounts include not just bank...

The Pennsylvania Statute of Limitations on contracts runs from the date of the last payment, or, if no payment was made, from the date that the...

What should I do about a 3rd party collection agency after they verify the debt?

Before you payoff the debt, promise to pay, or make even a nominal payment, you should first speak to a consumer debt attorney. Three past...

If your mother's income is exempt from collection (such as Social Security), and there is no real property and little personal property, there may...

Lawsuit from a private student loan collections agency. How can I find out the last time I made a payment?

I agree with my colleagues. Generally, private student loans are subject to the four-year Pennsylvania Statute of Limitations. It may be a bit...

Is it advisable to try and settle with debt collector?

Your joint bank account and other joint property are protected by Pennsylvania's legal doctrine of tenancy by the entireties. However, judgments...

Home loan discharged in bankruptcy. Foreclosure judgment entered last week. Ex wants me to do deed in lieu. Why would I do this?

Someone may decide to sign a deed-in-lieu of foreclosure after bankruptcy to get out from under a house before the foreclosure process is complete....

Mr. Artim's answer is spot on. Never agree to pay anyone who contacts you by phone without verifying the debt in writing and speaking to an...