I agree with my colleagues that Chapter 13 bankruptcy may be your best option to save your home from a tax sale. You would need sufficient income...

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Can private student loans be dismissed in bankruptcy?

Student loans, including private student loans, are dischargeable in bankruptcy, but only if the debtor can show "undue hardship." This is a very...

I need money bad! can i do a vehicle title loan? or would that not be allowed since creditors might want to take me car.

A creditor cannot make you sell your car. However, if a creditor has sued you and obtained a judgment, it could seek to levy your car through a...

Pennsylvania judgment creditors can levy vehicles and other personal property by writ of execution. Judgment creditors prefer to levy vehicles that...

Bankruptcy question for joint accounts

Bankruptcy of one debtor does not discharge the non-filing co-debtor. In other words, if your husband is able to discharge the loan in bankruptcy,...

I need help on info concerning a medical bill.

If you have significant other debt, you may wish to consider Chapter 7 bankruptcy. Medical debt is generally dischargeable in Chapter 7 and Chapter...

I had a chapter 7 bankruptcy discharged in 2010. Can I apply for a chapter 13 bankruptcy now?

Yes, you can file under Chapter 13 after receiving a Chapter 7 discharge. (Lawyers sometimes call this approach a Chapter 20.) However, you cannot...

There is judgment against me from a lawsuit in NJ. My spouse is not a party to the case.

Mr. Rubin is correct. Even if a creditor domesticates an out-of-state judgment in Pennsylvania, any joint marital property in Pennsylvania is...

Question about sheriff sale and deficiency judgment, etc. in Pennsylvania.

You are correct that the mortgage lender in Pennsylvania has only six months from the sale to seek a deficiency judgment for the difference between...

I need advice about a collection agency - National Collegiate Trust - suing me for a student loan.

Generally, private loans are not consolidated with government or government backed loans. However, it is possible that you have defenses to any...