Archived
I am in a chapter 13 bankruptcy and i had a chapter 7 discharged in 2002. thats y i had to file a 13 chapter .
Stephen's answer
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Answered on September 19, 2009
According to section 727(a)(8) of the bankruptcy code, a person can file Chapter 7 again if it has been more than 8 years since he or she filed the...
Archived
What do mortgage lenders look at when homeowner is filing Chapter 13 and is in arrears? How do you get them to reaffirm?
Stephen's answer
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Answered on September 19, 2009
The key requirement in a Chapter 13 bankruptcy is that the debtor has a stable income and can afford to make their anticipated payments in their...
Archived
I went Chapter 13 and kept one medical bill i want to pay they say I can't pay 20.00 a month its not enough even though
Stephen's answer
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Answered on September 19, 2009
If a forgotten debt is discovered during this process, schedules will likely need to be amended and the plan (or proposed plan) revised. This is...
Can a husband file Chapter 13 and wife file chapter 7?
Stephen's answer
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Answered on September 19, 2009
Each spouse can file a different chapter in bankruptcy, albeit a chapter 7 or chapter 13 but their is no way to conclusively determine the best...
Archived
Can I file bankruptcy in NJ without my husband?
Stephen's answer
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Answered on September 19, 2009
It is possible to file bankruptcy alone or jointly with your husband. The best advice is to consult a bankruptcy attorney to determine the best...
Archived
I am in chapter 13, I want to leave my husband.
Stephen's answer
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Answered on September 19, 2009
The best advice would be to find a divorce attorney that has some experience dealing with bankruptcy issues incidental to divorce proceedings. You...
Archived
If i filed chapter 13 in 2003, how soon can i file chapter 7 in wisconsin
Stephen's answer
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Answered on September 19, 2009
Dear Sir or Madam,
The quick answer to this question is six (6) years but their is an important exception to be mindful of which may allow you...
Archived
Filed a Chapter 13 bankruptcy in Texas, want to file chapter 7 instead.
Stephen's answer
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Answered on September 19, 2009
Dear Sir or Madam,
A debtor may convert a case from chapter 13 to chapter 7 pursuant to section 1307 of the bankruptcy code.
The correct...
Archived
Can I convert from a Chapter 13 to a Chapter 7 bankruptcy before the hearing?
Stephen's answer
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Answered on September 19, 2009
Dear Sir or Madam,
A debtor may convert a case from chapter 13 to chapter 7 pursuant to section 1307 of the bankruptcy code.
The correct...
Archived
I can no longer afford my chapter 13 payments, can I drop chapter 13 and file chapter 7?
Stephen's answer
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Answered on September 19, 2009
Dear Sir or Madam,
A debtor may convert a case from chapter 13 to chapter 7 pursuant to section 1307 of the bankruptcy code.
The correct...
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