Based on what you’ve described, there is nothing inherently improper about filing Chapter 7 because your health declined and you could no longer...

Yes — gambling winnings CAN count as income for Chapter 7 purposes, even if you lost money overall. 1. Means Test Under 11 U.S.C. §...

In a Chapter 13 or Chapter 7 bankruptcy: The court and trustee focus primarily on your current financial situation and your ability to pay...

1. Home Equity Loan — Short-Term Relief, Long-Term Risk: While a home equity loan may temporarily resolve credit card balances, it converts...

I understand your concerns about your house and the possibility of creditors seeking judgments against you. It’s a stressful situation, but let me...

Yes, you can likely still file for Chapter 7 bankruptcy, but the $17,000 in credit card purchases for Pokémon cards could raise red flags that need...

Filing for bankruptcy — whether Chapter 7 or Chapter 13 — does not eliminate the lender’s lien (mortgage) on real property located in Pennsylvania....

Ownership Interest in the Home: The court will need to know how title is held. If you both own the home (e.g., as joint tenants or tenants in...

It is crucial to know that arbitration does not eliminate your obligation to respond to the complaint. If you do not file an answer to the...

Your Unemployment Compensation (UC) Overpayment balance of $12,000 from January 12, 2014, is a type of debt that is routinely discharged in a...