Archived
If you answered or saw the Q re: being confused about reaffirmation law, plz read below as I am still confused a bit.
Stephen's answer
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Answered on June 15, 2010
If you simply retain the car and pay the car loan WITHOUT signing a reaffirmation agreement, you will not have any personal liability on the car...
Archived
Over $20,000 in unsecured debt and 3 months behind on car payment. I need lawyer for chapter 7 in Lancaster, PA
Stephen's answer
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Answered on June 15, 2010
If you are positive that you are going to file bankruptcy and you are eligible for Chapter 7 relief, it would advisable to focus on getting caught...
Archived
I have a hearing next month for a credit card debt. Is there any point in going if I owe the money and have just been unable ot
Stephen's answer
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Answered on June 15, 2010
It is in your best interest to attend the hearing and attempt to find out exactly how much the debt is, how it was calculated, what the interest...
What is the law regarding freezing bank accounts in PA?
Stephen's answer
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Answered on June 15, 2010
A credit card company cannot garnish your wages in Pennsylvania, if you live and work in PA. Under Pennsylvania law, garnishment of wages can only...
Archived
I am unemployed and thinking of filing chapter 7. My car is paid for and is relatively new. Can I save it? No other assets!
Stephen's answer
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Answered on May 19, 2010
I would recommend that you have a comprehensive evaluation with a local bankruptcy attorney affiliated with NACBA.
There are several questions...
Selected as the best answer
Archived
I filed for bankruptcy in the 1998.
Stephen's answer
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Answered on May 19, 2010
Ten years has passed since 1998 so it's time to remove that bankruptcy from your credit report. Please see the following website for assistance in...
Archived
How will you know if you qualify for chapter 7 or 13? what determines that?
Stephen's answer
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Answered on September 20, 2009
I agree with the following posting and would only like to add that the nolo.com website has a fairly good means test calculator that may be of some...
Archived
Credit card sheriff's sale
Stephen's answer
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Answered on September 20, 2009
If you have any question regarding a sheriff sale you should definitely consult an attorney immediately to protect your property.
Archived
How can I collect a judgment from the defendent who lost after being sued.
Stephen's answer
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Answered on September 20, 2009
The Judgment and Petitions Unit currently handles all post-trial and Prothonotary motions filed in the Civil division of the Court. This Unit must...
Archived
How do i dispute charges that were made from my home phone but it's not my credit card?
Stephen's answer
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Answered on September 20, 2009
Visit the following website and obtain a free copy of your credit report:
http://www.ftc.gov/freereports
I would then dispute the charges...
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