Archived
I have the option of adding my name to my 92 year old dads bank book.
Assuming he passes on before me, is it a good idea?
Joseph's answer
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Answered on March 27, 2013
A 92 year old person should be consulting with an Elder Law Attorney. Questions such as end-of-life planning would be answered based on the...
Archived
Can creditors take money from business account?
Joseph's answer
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Answered on March 27, 2013
With a valid judgment and writ of execution, a judgment creditor may attach bank accounts in NJ that bear the name of the judgment debtor. For...
Archived
Can I acquire 25k from my sons account for living expenses?
Joseph's answer
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Answered on March 27, 2013
Where a custodial and/or trustee relationship exists for the benefit of another, the custodian or trustee should consult with an attorney before...
Archived
Making a goo faith payment
Joseph's answer
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Answered on March 27, 2013
Generally, spouses are liable for each others medical care under the New Jersey Doctrine of Necessaries. Although it's complicated, both spouses...
Archived
What is the best way to transfer a deed to family member?
Joseph's answer
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Answered on March 27, 2013
Determining the "best way" a person should transfer real estate depends on many factors. Why the transfer is desired particularly important. ...
Archived
An over 10 year old cellphone debt.
Joseph's answer
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Answered on March 27, 2013
A statute of limitation (SOL) applicable to defaulted debt does not generally extinguish or nullify a debt. Only bankruptcy or satisfaction can do...
Archived
What to do if my house is fully paid but surrended in bankruptcy court but HOA sued me for payment accrued after bankruptcy?
Joseph's answer
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Answered on March 27, 2013
If a person has a bankruptcy attorney and the person is experiencing a debt problem, that attorney should be handling the person's questions to his...
Archived
I had a business account with PNC bank for over 2 years. All of a sudden I have received a letter from them saying that they are
Joseph's answer
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Answered on March 27, 2013
Pursuant to a depositor agreement, usually either the bank or the depositor can close an account for any reason and at any time.
Archived
Can a credit card co put a freeze on my credirt union bank account the card is discover not with my bank
Joseph's answer
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Answered on March 17, 2013
Pennsylvania generally allows the seizure of bank accounts to pay judgments. If there is a "freeze" on a bank account, the chances are very high...
Archived
I had a payday loan and a collection agency called and said that criminal charges was being brought against me can they do tha
Joseph's answer
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Answered on January 16, 2013
Payday loans were rendered effectively unlawful in Pennsylvania a couple of years ago. While a PA resident could conceivably apply for and obtain a...
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