Is this legal

When you consult with an attorney, you may want to explore whether the applicable statute of limitations will make short work of the lawsuit.

What rights a buyer and seller/servicer have depend on the verifiable agreements that were made. When a buyer does not insist on a signed, written...

Can a creditor garnish a bank account into negative standing also with no notice of any kind

If you maintain a loan and a deposit account with the same entity (which now you see why there are risks), the lender may wipe out your deposit...

My daughter and a past boyfriend purchased a timeshare in 2011 with an 8 year 10,000 mortgage. The mortgage company was taking

Generally, when two people agree to borrow money to finance the purchase of real estate (including timeshares), both are forever liable jointly and...

If a car dealer sells a car for $10,000 more than the car is worth, can I pursue a legal retribution against him?

Ordinarily, two parties to a private contract may agree to buy and sell anything at any price. A seller is not required to give the "best price,"...

Does this company have grounds for a valid legal action against me? Thank You.

Generally, a creditor has reasonable control over the methods of debtor payment. If there are two distinct accounts (say, one is an ongoing fee...

Is my father liable, if I sign contract in his name without his consent?Does pa consumer fraud act protect small business owner?

Generally an agent working for a disclosed principal can execute contracts and agreements that are fully binding on the principal. This is...

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Liability of wife to pay credit cards in husbands name for which she is only an authorized user?

Generally, federal law does not allow for credit card liability for authorized users. However, there are other sources of law that can make a...

Being sued over a trailer i gave back n they sold the debt to another collection,now being sued in civil court,what can they get

In New Jersey, if a creditor obtains a judgment, the creditor can 1) garnish your wages, 2) obtain personal property, 3) levy bank accounts, 4)...

Debt collectors

When a debtor stops paying a debt, it is unknown how a creditor will react. Generally, the creditor has a full range of options: 1) do nothing,...