Do creditors really come to your home or job?

Payday lending is generally illegal in Pennsylvania if the lender was not licensed and registered with the Department of Banking and Insurance or...

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Does default interest come into effect upon notice or a year earlier when default event occurred?

Generally, interest rates, penalty rates, and default events are described in an agreed-to car loan. If the contract states, say, that "you will...

Are employment wages directly deposited into a checking account exempt from levy?

Unfortunately, if a settlement with the plaintiff or plaintiff's attorney is not feasible, obtaining protection from the bankruptcy court may be...

Yes need a lawyer help to help me get my money back .bank froze my bank account

Generally, when a bank account is "frozen," it's because a lawsuit was filed and a judgment awarded. When funds are frozen, they await a judicial...

Question about a cell phone bill that is 14 years old in NJ

Generally, only a bankruptcy discharge, creditor forgiveness, or debtor payment in full ends a debt in New Jersey. An argument could be made for...

A credit card co. Levied my bank account. I called a # of times to set up payment arrangements after the levy and had trouble co

Generally, a New Jersey debtor is entitled to her statutory $1000.00 exemption and can protect at least that much in response to levies. When a...

What are the conspiracy to check fraud laws in PA? I have a previous criminal record but not for this issue.

Generally, one should not admit to her crimes on the internet. The internet is not anonymous so statements made against one's interest can come...

Whether a police officer "claimed" an inspection sticker was fake or not is hardly relevant. What matters is whether one is actually charged with...

I allowed my ex use my CC during our relationship, we broke up, he paid a little for a while but now has been ignoring my msgs

Generally, a forum cannot provide legal advice as to how a person should prepare her breach of contract case. If case preparation was as simple as...

Can i be in trouble if my car wasnt inspected by dmv but was really inspected elsewhere with a fake sticker and didnt know it

I have re-labeled your inquiry. It's not "fraud." It's "criminal defense" because you have been charged with 7 violations of law. Generally,...