My husband has max'd out all his credit cards , for the second time. I am afraid he will ruin my credit eventually.
Joseph's answer
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Answered on June 28, 2013
You should consult with a divorce attorney to determine your rights and obligations. You should carefully review your credit report frequently to...
Archived
Are my employer's actions legal? If not, what steps can I take to ensure that they will be reprimanded?
Joseph's answer
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Answered on June 28, 2013
To increase a chance of a response, I categorized this post from Debt Collection to Child Support.
Archived
CAN THEY FREEZE YOUR ACCOUNTS MORE THEN ONCE
Joseph's answer
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Answered on June 18, 2013
Generally, a judgment creditor may "freeze" or cause to be levied a judgment debtor's allowable bank funds as many times as necessary to be paid.
Archived
I currently have $70k in student loan debt. If I get married, will my spouse's finances be affected?
Joseph's answer
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Answered on June 18, 2013
Generally, student loans are not the responsibility of those who did not agree and sign them. However, marriage (and filing joint income tax...
Archived
What happens if I do not make alimony payments as directed by the court of n.j.
Joseph's answer
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Answered on June 18, 2013
Skirting domestic obligations and wondering how far warrants will reach is the wrong attitude to have to a domestic court order. Moreover, the...
Archived
Can bill collectors harass and threaten you for a family members debt?
Joseph's answer
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Answered on June 18, 2013
Generally, a debt collector may not harass or falsely threaten anyone including a debtor's family. A consumer or a non-liable third party has...
Archived
My bank account is being garnished by a creditor, it contains my SSd deposited money in it, have I lost that money?
Joseph's answer
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Answered on June 18, 2013
Generally, a bank account in the name of a recipient receiving social security money is entitled to be free from account levies if the creditor is...
Archived
My atty is holding back my ins. settlement check until I agree to leave $1500 in escrow for 1 of the provider who didn't get pd.
Joseph's answer
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Answered on June 14, 2013
Generally, a patient seeking treatment from a medical provider is always 100% liable and responsible for the cost of that care. Having an...
Archived
Can I place a lien on the home, so that if the the bank forecloses I will still be entitled to my money?
Joseph's answer
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Answered on June 14, 2013
Generally, one cannot just "put a lien" on someone's home as an after-thought. If the borrower did not consent to securing a loan with real estate...
Archived
Can I still send QWR to Debt Collector after signing its agreement to pay ?
Joseph's answer
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Answered on June 14, 2013
Generally, the validity of a "Qualified Written Request" is understood only in the mortgage lending context. It is not generally available for...
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