I co-signed for a friend on a car loan and she has now managed to ruin my credit. Will I be relieved of my duty if I file bk?
Jeanne Marie's answer
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Answered on March 01, 2021
Yes, when you file bankruptcy your personal obligation to pay the loan will be gone. Of course, unless the car payments are made, the car will also...
I am an authorized user on a credit card ? The primary cardholder is filing bankruptcy under Chapter 7. How will this affect me?
Jeanne Marie's answer
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Answered on March 01, 2021
If you are only an authorized user, you will not be adversely effected by the other party filing for bankruptcy. But, be sure you are not on the...
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What should I do
Jeanne Marie's answer
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Answered on March 01, 2021
You indicate your case was filed. Send a copy of your notice of filing immediately to your creditors and mortgage company. If you have an attorney,...
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Can you be barred forever from filing bankruptcy in Pa?
Jeanne Marie's answer
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Answered on December 08, 2019
Mr. Rubin is correct. You are not barred from requesting the Court to consider your financial situation if it has changed and you can afford to...
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Will my chapter 13 case not be confirmed? Will my house be foreclosed on?
Jeanne Marie's answer
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Answered on August 20, 2019
It is generally the case that sheriff sales are continued to a new date. However, the sale will NOT go forward while your are under the protection...
What do I do about a car that had a loan discharged in bankruptcy which I still have?
Jeanne Marie's answer
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Answered on August 15, 2019
Your personal obligation to pay your car loan was discharged in your bankruptcy, but as long as you make your monthly payments your car cannot be...
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If your debt is new can u forget trying to file chapter 13?
Jeanne Marie's answer
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Answered on August 08, 2019
Your recent loans will not disqualify you from filing Chapter 13 and indeed you might benefit by filing by paying less interest and a smaller...
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What should I do ?
Jeanne Marie's answer
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Answered on July 30, 2019
It is a very difficult situation to be in when one is behind in mortgage payments. Many times the first reaction is to try to deal with the...
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Can I still get my arrears after several years and the father lives in another state
Jeanne Marie's answer
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Answered on February 12, 2019
As a former prosecutor I urge parents to pursue and collect on child support arrearages to the fullest extent. You should act ASAP. Don’t delay. I...
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DITECH FILED FOR CHAPTER 11 RESTRUCTURING BANKRUPTCY WILL THIS HAVE AN EFFECT ON MY HOUSE IF I DID NOT REAFFIRM FROM CHAPTER 13?
Jeanne Marie's answer
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Answered on February 12, 2019
Your mortgage company can only foreclose if you do not make your contracted payments. Make sure you pay fully and on time and you will not face...