The SSI benefits are not required to be included as income on the means test. Further, it is not your income. However, if you receive monthly...

Should I be able to do a chapter 7 without my wife?

You can file separately, but your wife's income will be included and calculated in the means test to determine whether you qualify for Chapter 7....

Part of me doesn’t want to do this, but would I have any problem doing a chapter 7?

Eligibility to file Chapter 7 is based on income, expenses and assets. Unless you have other assets, based on the financial data you submitted, you...

How can I protect my income tax from bankruptcy

Yes, Pennsylvania recognizes the federal exemptions, which include the wildcard exemption. You must list the tax refund as personal property on...

EDPA Lawyer wants additional Chapter 13 fee after confirmation.

Your attorney will file a fee application and will receive a court order allowing his compensation. Generally, a flat fee of $3,000 would not...

Will my chapter 13 be discharged early?

Yes, your attorney can file a motion for early discharge if you are paying your creditors 100%.If you are paying pro rata, any unexpected money...

I need to file bankruptcy and am not sure how to even begin the process.

You should contact Legal Aid first. If you do not qualify, you should consult with a bankruptcy attorney, and inquire if you can pay a discounted...

Will the additional income mess up my ability to finish the Chapter 7 discharge?

There are two important income calculations when you file bankruptcy. The means test, which includes your average six-month income prior to filing...

Can I remove a co-filer from my bankruptcy petition?

Yes, you certainly can file individually. Keep in mind that your husband's income will be included, even though he is not a co-filer. The means...

When filing a chapter 7 with a vehicle you still owe on but has some excess damage to it and decide to give it up will you ?

You can be charged a deficiency if your car is either surrendered or repossessed, if there is excess damage. You should consider filing Chapter 7,...