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I have about 40k in debt from various creditors but cannot qualify for a chapter 7 because my income is now 55k. what can i do?
Jeanne Marie's answer
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Answered on April 30, 2015
Section 707(b)(2) of the Bankruptcy code requires that a debtor pass the means test to qualify to file chapter 7. The means test is an analysis of...
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Can I do a face-to-face bankruptcy creditor meeting by skype/ video conference, or have it waived entirely?
Jeanne Marie's answer
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Answered on April 16, 2015
Yes, a 341 Meeting of Creditors can be conducted via Skype. We have done so in the Eastern District if Pennsylvania. It is within the discretion of...
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I recently had my bank account frozen. If I filed a bankruptcy the following day, will I be able to recover the funds?
Jeanne Marie's answer
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Answered on March 13, 2015
Yes, you can protect your funds if your account is frozen and the creditor has not yet taken or seized your funds. Filing a bankruptcy petition...
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What is the process for financing a car during bankruptcy?
Jeanne Marie's answer
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Answered on March 12, 2015
I agree with Mr. Rubin. You need to consult with your attorney or if you are not represented, you should consult with a local attorney. You can...
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PA Bankruptcy case. Discharge of debtor filed. Surrender cash value of policy to bankruptcy estate?
Jeanne Marie's answer
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Answered on February 11, 2015
I agree with Mr. Caldwell. You must amend your Bankruptcy petition, specifically Schedule B to list the insurance value and Schedule C to claim the...
Archived
PA Bankruptcy case. Discharge of debtor filed. Surrender cash value of policy to bankruptcy estate?
Jeanne Marie's answer
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Answered on February 11, 2015
I agree with Mr. Caldwell. You must amend your Bankruptcy petition, specifically Schedule B to list the insurance value and Schedule C to claim the...
Archived
PA Bankruptcy case. Discharge of debtor filed. Surrender cash value of policy to bankruptcy estate?
Jeanne Marie's answer
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Answered on February 11, 2015
I agree with Mr. Caldwell. You must amend your Bankruptcy petition, specifically Schedule B to list the insurance value and Schedule C to claim the...
How Long Does It Take An Office To Let You Know You Have Passed A Means Test.
Jeanne Marie's answer
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Answered on February 05, 2015
Don't be nervous. Request a consultation with an experienced bankruptcy attorney. It is usually free. Tell the attorney your financial situation,...
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I hired a lawyer for chapter 7. Its been almost a month. He still has not filed. I just received a letter stating judgement agai
Jeanne Marie's answer
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Answered on January 19, 2015
Your question does not include enough facts to determine if you have a solid claim against your attorney for malpractice. Retaining a bankruotcy...
If I included my home in chapter 7 bankruptcy and it is sold a sheriff sale will I be cleared of any debt to the bank?
Jeanne Marie's answer
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Answered on November 13, 2014
Yes, you will be "cleared" of your debt; your bank will not be able to sue you after a sheriff sale. That is one of the great benefits of receiving...