If the loan is "in your name" then you would have had to have signed the promissory note (contract to pay back the loan). From the sounds of it,...

What can I do about an old judgement on an outstanding debt from 2003 in NJ?

I'm not an expert in NJ law but I highly doubt that you can fight the judgment which is now 12 years old. The judgment is still within the statute...

If it is the dentist office asking for the money, you should call them and ask for an itemized invoice describing the money owed, which they will...

Can a debt collector sue me for debt which is not legally mine?

The debt collector may legally disclose information of the debt to you as spouse of the debtor, but if the letter suggests in any way that you also...

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What is the best solution to my problem?

You need to contact the credit reporting agencies (Experian, Equifax, Transunion) and inform them that you dispute the tradelines and request their...

Who do I speak to as in lawyer because I have been paying for land/property that person I have contract doesn't even own it.

You should look for a local litigation attorney with experience in property disputes and contracts.

My wife & I have some 4-yr old charged-off credit accounts with original creditors. Is pay-for-delete realistic?

I don't understand--they haven't been reported to the CRAs but you want to approach a pay-to-delete negotiation--what's being deleted? If they...

I owe money to American Express. Unfortunately I lost my job and in the interim went on Social Security.

You said that they have demanded a second set of answers--does this mean that AMEX has already sued you and that you already attempted to serve an...

I was recently contacted by a collection agency for a judgement that was issued in 2010 in the amount of $4K. the problem is

You can send them a letter requesting verification of the debt and they will provide some proof showing that your total is now $11K. Whether or not...

Can private student loans be forgiven?

Yes, they *can* be forgiven, but I see no reason to believe that your loans have been forgiven. They're not on your credit report because you...