Questions answered by Alexander Jerome Douglas

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Do I have a case for negligence or anything for disclosing personal information?

Alexander's answer | Answered on February 03, 2016

You MIGHT have an action under the FDCPA but it depends on your age and the type of debt that was involved. If you're not a minor and the debt was...

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Do I have a good case against them? Sallie Mae does this all the time. Can I take them to court and ask for dismissal of loan.

Alexander's answer | Answered on February 01, 2016

You may have a case under the Fair Debt Collection Practices Act (FDCPA) if they are calling excessively or making misrepresentations in their...

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Do I have a case, and if so what type of lawyer do I need? Consumer protection?

Alexander's answer | Answered on January 30, 2016

You might very well have a case under the Fair Debt Collection Practices Act (FDCPA) for excessive calls. You should contact a local FDCPA...

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Do they have the right to do that?

Alexander's answer | Answered on January 20, 2016

No, they are not allowed to disclose information of the debt to third parties -- that is a violation of federal law. If they saved the messages,...

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Should I hire an attorney for a debt collector that made 28 calls to my cell phone after I asked them to stop?

Alexander's answer | Answered on January 13, 2016

I would say that it's worthwhile. Many attorneys take these cases on contingency. You've alleged the basis for some FDCPA and TCPA claims.

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Is saying they had judgement against me when they didn't a violation of the FDCP laws for deceptive collection practices.

Alexander's answer | Answered on January 11, 2016

Yes, this is absolutely a violation of the FDCPA. It's either a violation of 1692e(10) (general deceptive means or false representation) or...

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Do we have any legal recourse?

Alexander's answer | Answered on January 11, 2016

You might be able to sue for breach of contract if you already have a signed contract. Even if you don't have a signed contract, you might be able...

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Is this legal and can they take me back to court if I refuse to continue paying this new firm

Alexander's answer | Answered on January 08, 2016

It is legitimate to sell the debt, but they are subject to the same settlement payment arrangement.

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Should I just pay these debts off and wait 7 years or are there bankruptcy options that will help my score raise quicker?

Alexander's answer | Answered on January 07, 2016

Filing a bankruptcy petition will probably cost you more than what you owe, and from the sounds of it, it's really not suitable for someone in your...

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Are the sanctions on lran to be cancelled on January?

Alexander's answer | Answered on December 31, 2015

I do not believe that this question is within the purview of this website.

Alexander Jerome Douglas's Answers (339)

Do I have a case for negligence or anything for disclosing personal information?

Do I have a good case against them? Sallie Mae does this all the time. Can I take them to court and ask for dismissal of loan.

Do I have a case, and if so what type of lawyer do I need? Consumer protection?

Do they have the right to do that?

Should I hire an attorney for a debt collector that made 28 calls to my cell phone after I asked them to stop?

Is saying they had judgement against me when they didn't a violation of the FDCP laws for deceptive collection practices.

Do we have any legal recourse?

Is this legal and can they take me back to court if I refuse to continue paying this new firm

Should I just pay these debts off and wait 7 years or are there bankruptcy options that will help my score raise quicker?

Are the sanctions on lran to be cancelled on January?