Hard to say based on this -- I would really have to see the whole letter. Based on what you said so far, I'm leaning towards "yes."

How can I remove the Amex entry from my credit report?

Honestly, without being able to look at your documentation, it's hard to give any guidance here. I highly recommend talking to a local attorney who...

Short answer -- yes, debt buyers can collect interest, provided it is not prohibited by the underlying agreement or by state law. Long answer -- it...

Do I still owe money on a private student loan if the statute of limitations has expired?

Even if the statute of limitations has expired, you still owe money on the loan. That just means that they can't sue you for it and debt collectors...

Selected as the best answer

My pay is being garnished.

You should contact the law firm who initiated the wage garnishment, in writing, and ask them for verification of the debt and the name of the...

I am wondering if I will be responsible for my spouses student loans upon his death. Debt incurred before marriage.

Provided that you did not co-sign on the loans, then no, you will not be responsible for his debts upon his death. However, creditors could still...

Can I have myself removed from a car loan as the buyer when the co-signer owns the vehicle

No. Once you cosign on a note you are liable, regardless of who owns or has possession of the car.

I can't afford my private student loan payments is there a way to reduce the amount I am paying per month?

Have you inquired into income-based repayment programs? If not, that's my first suggestion.

Suing a cooperations employees?

If you know the individual employees who violated the law (likely the Fair Debt Collection Practices Act), you can name them as defendants as well...

How should I proceed when my student loan debt buyer has an illegal history?

Find an attorney who specializes in FDCPA and see if you have any claims.