You can file for bankruptcy, but most bankruptcy attorneys will tell you that $3,000 is not enough debt to make it a good idea. I recommend...

Is the surviving spouse of a deceased husband liable for his personal debts if she is the beneficiary of the life insurance....

No -- provided that the surviving spouse did not cosign on any of the debts, then she should not be personally liable for them. Being the...

Can filing for Personal Bankruptcy Protection help reduce/eliminate debts to IRS?

Yes, filing for chapter 7 or 13 bankruptcy could help reduce or eliminate the above-mentioned debt. Tax debt is tricky but apparently some of it is...

I have a court order for a car loan and they want to garnish my wages

If you were not served with notice of a lawsuit, you should contact an attorney who will be able to help you file an order to show cause as to why...

An attorney cannot help you here. Once you cosign on a mortgage, the only person that can remove your name is the current creditor.

I called to portfolio recovery agency and made an account by my mistake. I have no debt. Should I ask them to remove my account?

If you don't have an account, they will probably delete it on their own. You can try calling them again. They probably only asked for the last four...

Need to know the credibility of two companies to solve credit card debts. Trinity credit counseling Debt helper

I haven't had any experience with Trinity in particular, but these companies generally don't offer much of any help to you. Your creditors and debt...

How can someone get a judgement against you? And are you notified before it hits your credit?

Before they can get a judgment, they have to sue you and win. They can send collection notices up to that point but no judgment will happen unless...

I just received a call from someone saying they want to serve me with foreclosure papers. Now what?

This sounds more like a scam debt collection call. If someone wants to serve you they're not going to call and give you notice beforehand. You...

Can i walk away from a summer course bill if i don't intend to continue with the program?

They will send you a bill for the debt. After you ignore it, they will send it to a debt collector, who will attempt to collect the debt. It will...