Questions answered by Anthony J. Pietrafesa

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If I signed admission forms to a nursing home for my mother immediately after her stroke am I responsible for payment?

Anthony's answer | Answered on February 16, 2014

Generally, if you were signing as a "next of kin" or " point person", no. Nursing home contracts are highly regulated between state and federal...

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In CO, when a bank issues a 1099-c, does a "canceled debt" continue to be reported to credit agencies as balance owed/past due?

Anthony's answer | Answered on February 16, 2014

Do sit down with a knowledgeable onsumer attorney who can review the 1099, the debt and your credit report. Are you responsible for this debt?...

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I need help on vehicle reprocession .

Anthony's answer | Answered on February 16, 2014

I don't know PA law, but I presume the storage facility will have a lien on the car for its bill. Contact the lender, tell them were it is, and let...

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When a vehicle goes to auction for loan default, how important is the Notice of Intention? Is that a stringent legal document?

Anthony's answer | Answered on February 16, 2014

Great Question! I have just written a guide on repossession. But to your point, yes, the NOI is a very important document. The UCC ( and maybe...

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Can scrapping a car with money owed and a title loan on it put me in jail?

Anthony's answer | Answered on February 16, 2014

DO find out who the lien holder is. DMV or your insurance agent can tell you. Scrapping the car without giving the lender money would be a criminal...

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I consigned a loan for my 21 year old daughter. I am not on title. She is going to jail on possession. What can I do?

Anthony's answer | Answered on February 16, 2014

If you co-signed, you can make the payments. You might want to contact the lender and see if the two of you can work out an arrangement that...

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How to get out of a personal auto loan

Anthony's answer | Answered on February 16, 2014

I agree. He may have all the "paper,", but if you signed something you might want someone take a look at it to tell you what can happen and might...

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What is best way to remove judgment from credit report and settle with Capital One? Appeal ? Motion to vacate judgment ?

Anthony's answer | Answered on February 16, 2014

Take their offer, pay it ( you lost) and ask them to vacate the judgment, which they should do for you. That way you can get the judgment removed...

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My child's father is always late returning my childern to me after his visitation what should I do?

Anthony's answer | Answered on February 14, 2014

Let him be a father, for Christ's sake. Be happy he wants to see the children.

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My car was towed as a repo, but they towed it to their lot 150 miles away...3 hours. Is their a cap on towing fees?

Anthony's answer | Answered on February 14, 2014

I'll let the California lawyers chip in, as there may be alocal law. But I would consider whether the elnder has acted in a commerically...

Anthony J. Pietrafesa's Answers (1140)

If I signed admission forms to a nursing home for my mother immediately after her stroke am I responsible for payment?

In CO, when a bank issues a 1099-c, does a "canceled debt" continue to be reported to credit agencies as balance owed/past due?

I need help on vehicle reprocession .

When a vehicle goes to auction for loan default, how important is the Notice of Intention? Is that a stringent legal document?

Can scrapping a car with money owed and a title loan on it put me in jail?

I consigned a loan for my 21 year old daughter. I am not on title. She is going to jail on possession. What can I do?

How to get out of a personal auto loan

What is best way to remove judgment from credit report and settle with Capital One? Appeal ? Motion to vacate judgment ?

My child's father is always late returning my childern to me after his visitation what should I do?

My car was towed as a repo, but they towed it to their lot 150 miles away...3 hours. Is their a cap on towing fees?