Archived
Must the mini Miranda statement be read to the customer even if the credit card is not in collections nor past due?
Anthony's answer
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Answered on February 25, 2014
They may do it just to be careful. By mini-Miranda you mean " This communication is from a debt collector and used to colelct a debt," right? If...
Archived
Am I obligated to return a car to my friends mom and sign the title over to her despite our notarized loan agreement?
Anthony's answer
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Answered on February 23, 2014
Sounds like a bunch of hooey to me. Does the mom have a security interest in your car? Was it perfected. As long as you make those payments to...
Archived
I had a car repo a little over a year, in my car was a laptop and prescription glasses both value around 3500 dollars
Anthony's answer
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Answered on February 21, 2014
If you can prove the damages in the lost property, you sue them both. Or you see if youcan make an insurance claim.
Archived
Hello,
Please help me choose the best option, and also know what to exactly do. This gym is charging me and threatening me.
Anthony's answer
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Answered on February 17, 2014
NYS GBL Article 30 ( Sections 620-631) deal with health clubs nad their contracts. You will eant to look it over. If you think they are deceiving...
Archived
Car repossessed
Anthony's answer
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Answered on February 17, 2014
Follow Mr. Stempler's advice. The lender has 4 years to sue you, not all of them do it right away. Don'y make promises you can't keep. Take a...
Archived
I got a notice from the IRS saying I owed taxes for 2012 due to a 1099-C for a debt that I don't think is mine.
Anthony's answer
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Answered on February 17, 2014
Good advice. Remember, too, that even though you have to include this 1099 on your tax return, you can counter it by filing Form 982. There are 6...
Archived
I'm in mediation right now. Divorce papers are ready to be filed by me. When I file them .husband will then file papers so that
Anthony's answer
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Answered on February 17, 2014
Your mediator should help answer these questions for you. But remember, you can and should get legal advice of your own. Do it before anything is...
Archived
The Law firm who has filed suit against us said, to settle the debt we'd need to agree to a voluntary judgement. Is that right?
Anthony's answer
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Answered on February 16, 2014
As Ms. Finsden said, you don't have to agree with them. In fact, you may want to contest this claim. Even if you do want to settle, you can can ask...
Archived
I bought a car in 2013 with in house finance. Re-finance in 2014 and discover the dealer never payed off the first one.
Anthony's answer
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Answered on February 16, 2014
contact your attorney general. Also, contact your state DMV: they often have a dealer unit who might be able to put some pressure on the dealer
Archived
I am trying to pay off a debt and don't really know how or what my rights are
Anthony's answer
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Answered on February 16, 2014
If they haven't sued you, the loan was used to buy the car, and more than 4 yeaqrs has passed isnce the sale, I might not pay them at all, as the...
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