How do I respond to a 20 day summons on AMERICAN EXPRESS credit card for the original of the defenses with the court?

The first thing you need to do if and when you get sued is file an Answer. The summons will tell you that you must “appear” by way of an Answer in...

When you get married the debt you have amassed prior to the marriage do not automatically become the liability of your new spouse. However, the...

You can be sued. The first thing you need to do if and when you get sued is file an Answer. The summons will tell you that you must “appear” by...

How do I figure out if a debt collection lawsuit is beyond the Statute of Limitations?

Normally the statute of limitations is six years for this type of debt, however, the SOL passing only means they can't sue you. they can still try...

House was forclosed on, and now they are taking my taxes and wanting to garnish my wages. Can I file for bankruptcy

Talk to a bankruptcy attorney in your community right away. I think you can get rid of all this debt and keep your remaining assets.

I believe my parents need to file Chapter 7 bankruptcy. How does this effect their home equity loan?

Yes, but one of two circumatsancces must exist. Either the first mortgage has to be worth more than the house or the bank failed to perfect their...

Collections

The co signor is individually liable for the debt as well and until the debt is paid they will continue to haunt the cosignor.

What should I do about small claims court?

The first thing you need to do if and when you get sued is file an Answer. The summons will tell you that you must “appear” by way of an Answer in...

Can creditors attach a Roth IRA?

Only the Federal government collecting tax liabilities can attach the IRA.

I live in the State of Florida the house i'm renting is in foreclosure do i need to continue to pay rent

When you are a tenant and the property you live in is in foreclosure, or the landlord has filed bankruptcy you need to keep a couple of things in...