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My mom is being sued by a creditor that has taken over a debt from Bank of America. Bank of America increased their interest rate and late fees to the point my parents could not pay it. They called before this became an issue many times but Bank of America lied and said their interest rate would not increase and they would remove late fees. Anyway, she has no income except social security and is married to my father who also recieves social security.
They only have some money saved in the bank to pay for property taxes. What can she do?