What can I do to get the foreclosure off my record since it was out of my power when it happened?

Divorce decrees and orders do not relieve you of the liability to the original lender. If the foreclosure is legitimate and you are still on the...

Can the mort co legally increase the mort pmt by adding an escrow acct while I am in Ch11, and then claim a deficiency?

Generally when you default on a payment or do things like file a bankruptcy the lender can exercise their right to change the loan to require you...

Can I refinance a car without the cosigner? Can I sue in NY for a contract made in Sept 2013 that was not fulfilled?

Who has the car? Who is on the title? can you refinance and pay off the old loan? Sure, but you have to have the Title. Six year statute of...

What extra steps can I take to ensure a lien I put on a vehicle is enforced and also protect myself from the original owner?

I am not familiar with Florida law but represent a company in New York. Normally you have to hold a sale...if no one bids then you can "buy" the...

How can I retain some or all of our tax refund with a Chapter 7 Bankruptcy in NYS?

If the Trustee wants to pursue the tax refund they would issue an order telling you to file your taxes right away and report the amount of the...

I have some accounts in collections. Some are showing up on my credit reports. If I start paying these debts, will my credit rep

It depends. more likely than not the debt has been charged off and unless you become current with a new account or pay off the amount you owe (or...

Will I lose my truck and home?

Debt and equity determine most answers in Bankruptcy. In the event you are current with the home payments there should be no issue. You get to...

as long as you pay the rent and "assume" the lease in your plan you should be good to go.

Can you put motion in NYS appellate court(where appeal is pending already ) for TRO for eviction after foreclosure sale?

Complicated issue and unless you have some big bucks difficult to help you. if the sale has taken place you are probably out of luck. You have an...

HELP JUDGEMENT GARNISHMENT AND EVICTION

If the judgment is filed the courts and clerks report these to the Credit Reporting Agencies and you cannot have it removed unless you go to state...