When using federal exemptions, do you use 522(d)(12) or 522(n) for traditional ira under $1mm

Make sure it is a qualified plan 522(d)(12) or 522(d)(10)(E)

Lawyer never heard of recouping garnished wages preference, couldn't answer question of church donation fraudulent conveyance.

Generally speaking you can recoup the garnished wages for the prior 90 days if you can exempt them. Wildcard under federal exemptions or $1,000.00...

Debt in judgement and frozen account

You have to show the funds are exempt. The bank should have forwarded a form to you that outlines the exemptions. When you have a joint account...

You can appeal and that will stay the collection proceedings, but did you defend the summary judgment? There are laws and rules that apply to such...

What are my options? Is there anything my ex could do to me because of this?

You cannot get your ex off the note and mortgage unless the bank agrees and/or you refinance. You may be able to get a modification but if he is...

Statute of limitations apply?

The statute of limitations applies to when they have to start the lawsuit, not finish it. Also "SOL" is an affirmative defense in many instances...

The first person you should talk to is your former bankruptcy attorney.

Can I get my money back

Don't know who you paid for what, but in some instances you can get a refund. Do you have a malpractice action against someone? See an attorney...

Can we challenge the assignment & foreclosure because the assignment wasn't recorded properly? Must they have the original note?

Complicated area with a lot of misconceptions out there. Talk to a bankruptcy attorney or a foreclosure attorney. The Plaintiff has to have...

Why can I do to avoid foreclosure on my home

When you get sued there should be notices attached to the paperwork that let you know your options. Contact a local legal aid office, but if you...