Archived
My mother is 88, lives on SS. and in debt with credit cards. If she defaults on her cards now, can a lien be placed on he home.
Theodore's answer
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Answered on September 26, 2011
Deepnding on the value of the home and the exemptions she may want to file bankruptcy so the estate does not have to pay the credit cards. If she...
Archived
Uncle claimed to Bank of America that I was driving his repossessed car -- no idea what he's talking about. Help?
Theodore's answer
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Answered on September 26, 2011
If you did not gaurantee the debt then you have nothing to worry about. The repo guy can only take the vehicle that as financed. You may havee to...
Archived
Can I sue someone for $25 and they don't live in U.S.?
Theodore's answer
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Answered on September 26, 2011
Suing for $25.00 is a complete waste of your time. Even if you win and get a judgmnt you will have to collect it. The costs to file the suit will...
Archived
Upside down loan. Car being repossessed in PA.
Theodore's answer
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Answered on September 26, 2011
Any check from the insurance will have to go to the creditor who has the lien. If you do not want to keep the car it is better to surrender it...
Archived
What do you do when you are not represented properly in a bankruptcy case?
Theodore's answer
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Answered on September 26, 2011
You did not lose the house because you converted, you lost the house because the payments were not being made. You could have been seperated from...
Archived
If all i get is ssi d and i bought a ring down there in califorina with credit can they sue me down there or do they hav to come
Theodore's answer
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Answered on September 26, 2011
If i were you I'd sit tight and I would not give them a nickle. If they won't give you an address they are probably a fly by night outfit. If you...
Archived
Is it legal for a debt collector to freeze your bank account 1-1/2yrs after the debt was paid?
Theodore's answer
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Answered on September 24, 2011
After the judgment is satisfied you have to demand that they file a "satisfaction of judgment" so they cannot try and collect again under the same...
Archived
I have a question about a statue of limitations waiver,
Theodore's answer
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Answered on September 24, 2011
If this is for child support there is no statute of limitations. We cannot tell you why someone would say something to you that is contradictory.
Archived
If US Bank charged me overdraft fees in orders that they did not occur, resulting in large amounts, what do I do?
Theodore's answer
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Answered on September 24, 2011
I doubt there would be a lawsuit you could join, otherwise known as a class action, unless the bank is trying to charge thousands of customers...
Archived
Co signer on few private student loans. Can collection agency freeze bank accounts of both or just borrower or lien prop etc
Theodore's answer
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Answered on September 24, 2011
What theyc an do based on your financial situation is unknown without more information. A cosignor, has the same liability as the original borrower.
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