Archived
A debt collector harassed me using a fake account number then altered the content of the DV letter. What are my legal rights?
Theodore's answer
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Answered on September 27, 2011
What Are Debt Collectors Allowed to Do to Collect Debts? A: In general, debt collectors are allowed to make civilized contact with you to make...
Archived
Please help ! How can i remove an abstract judgement lien against my condominium ?
Theodore's answer
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Answered on September 27, 2011
When you find out that a judgment has been entered against you, normally by discovering that your wages are being garnished or the bank account has...
Archived
Can collection agency, collect and post on my credit that I owe money from 2nd mortgage. I had 2 mortgages when house bought.
Theodore's answer
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Answered on September 27, 2011
The second mortgage becomes an unsecured debt for which you should not be liable if you surrendered the house and did not reaffirm the debt. This...
Archived
HOA is suing me. I claimed Chapter 7. Didn't know I had to pay. Now what?
Theodore's answer
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Answered on September 27, 2011
Talk to your bankruptcy attorney. Surrendering the house does not get you off the Deed and the HOA fees are non-dischargeable. Perhaps they will...
Archived
Have you heard of this before? Our 2nd mortgage was stripped in our ch 13 plan.
Theodore's answer
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Answered on September 27, 2011
Until you get a discharge in the 13 you still owe the second mortgage debt. The banks are idiots and their processes for modifications verge on...
Archived
Can i file bankruptcy on my own or do i need an atty if so how do i go about filling
Theodore's answer
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Answered on September 27, 2011
Go online and look up the court web site for your bankruptcy court, or look up the United States Trustee web site. They should both have pro bono...
Archived
How many times in Ohio they can a judgment creditor do a debtor exam. They did one 5 years ago and just ordered another.
Theodore's answer
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Answered on September 27, 2011
They can do them periodically if enough time passes and they have information to believe that there has been a change of assets or circumstances. ...
Archived
Served with C.C. debt papers at an address I don't live at.
Theodore's answer
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Answered on September 26, 2011
Service may be faulty unless theyc an serve you at the last known address, which is probable. You need to speak with an attorney in Washington...
Archived
I receive a K 1 from a hedge fund that is a creditor in a bankruptcy. Can I raise an objection or does the fund have to.
Theodore's answer
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Answered on September 26, 2011
A K-1 is only issued to investors. Are you an investor and want to try and dispute a settlement the hedge fund is making with third parties? ...
Archived
Today i get caught wil a stolen item, no cops involved. but my info was collected. the price of the item was $7. what wil happen
Theodore's answer
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Answered on September 26, 2011
This debt would not be dischargeable in bankruptcy.
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