Richard Croak

A few years ago, I found myself in the unfortunate situation to have to seek bankruptcy protection, first for my business and not long after that followed by personal bankruptcy. After having spoken with two or three bankruptcy lawyers, whose approach was one that made me even more uncomfortable than... I already was, I picked an ad from the Yellow Pages that stated "There is life after debt". The first thing that struck me about Mr. Croak during our initial meeting was his ability to make his client comfortable in an extremely uncomfortable situation. His approach was exceptionally professional but personable at the same time. Mr. Croak made the process clear for a lay person. After I decided to hire Mr. Croak the process was, though agonizing, executed in a way that deserves my utmost respect. The major creditor in the business bankruptcy was the same creditor in the personal bankruptcy and in both case they brought in hostile attorneys. To this day, I am in awe of Mr. Croak's ability to counter several unjust occurrences with extreme poise. His knowledge of the bankruptcy laws and procedures are apparent in his approach. Both cases were discharged after which I was able to reconstruct both my business as well as personal life. I highly recommend Mr. Croak

Richard Croak has a way of leading you to the right answer by asking you the right questions. He is intelligent, caring, and knowledgeable. He helped me realize what my options were on an old negative amortization mortgage loan, and led me to how to figure out expected reset payments amounts which op...ened and corrected my mind on teh subject. Thank you Richard!