What options does a homeowner have when she is being cheated by the current mortgage lender?

You can try to file a complaint through the CFPB. Good luck.

HOW DO i PROTECT MY BANK ACCOUNT FROM BEING FROZEN CONCERNING A POSSIBLE DEFIENCY FROM FORECLosure ? How about a trust?

This is something to discuss with your BK attorney. If you could convert the action to a Chapter 7 (assuming you would qualify), you may be able...

What to expect at first foreclosure meeting.

I implore you to discuss these matter with a local attorney. The foreclosure settlement conference system was set up by the Chief administrative...

Foreclosure: will it go on my husbands record and credit?

Your husband simply pledged his interest in the property as security for your loan; he is not obligated under the note. As such, he is not...

What are the advantages to selling a house in a short sale, rather than foreclosure?

If you haven't reaffirmed the debt, in either scenario you would not be liable for a deficiency. As such, it becomes an issue of your end game. ...

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In NJ do you have to pay the second mortgage on a house after forclosure?

As the amounts still owed will be unsecured, the lenders will need to get a deficiency or money judgment against you, which will allow them to go...

Can I file a Quit Claim Deed to give a property back to a mortgage company? Will the protect me from lawsuit re: this property?

You really need to consult with a local attorney. Unless the lender agrees to accept a deed in lieu of foreclosure, you cannot simply deed the...

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I'm on the title of a property, but not the mortgage. If property goes into foreclosure, will my credit be affected in any way?

Generally, the answer would be no. Even though your ownership interest would be effected, if you are not the debtor, it shouldn't have credit...

How do I protect my assets? Ex-husband wants to file a DILU on rental property, my name still on mortgage.

In a well negotiated DIL, the documents will state that the lender will not seek a deficiency, and the DIL is satisfaction in full. However, there...

Is it possible to purchase a new home if.....

I cannot state likeliness, but ordinarily, it takes minimally 2-3 years to become risk and creditworthy enough to obtain a new mortgage loan after...