What consequences can there be creating a joint bank account with my wife who has a foreclosure from before the marriage?

You present a multi-faceted question. I will answer in generalities. In general, lenders, after foreclosure, do not ordinarily seek any...

House was foreclosed on. We were never given any notice that our house was sold at public auction. Is that legal?

I would contact your lender or their attorney to obtain proof of service of the notice of sale. As SC is a judicial state, you should have...

Can I still sell my house if I received a letter of default dated June 3 rd? I am scheduled to close on the sell of my home 7/1.

You absolutely can still sell. As long as the bank is paid in full, including missed payment interest and late charges, the bank will accept the...

Will PMI protect me in forclosure in Pennsylvania ?

The answer really depends upon the PMI coverage the lender insists upon. There is a possibility that the PMI company may not cover the entire...

How can a Mortgage company pull a title of a home right in the middle of a loan Modification?? Right in midst of trial payments

As the other attorneys suggest, a Bankruptcy may help, but as it appears to be a federal tax lien, it may not be discharged in chapter 7, and as...

How long does it take to receive an incentive check after a died in lieu is completed

I have seen it take as long as 60 to 90 days. Good luck.

Hello, I currently live in Arizona, but have a condo in short sale stage - in Illinois. Foreclosure set for mid June 2014.

I would certainly seek out an IL foreclosure/mod attorney. Generally, if a client has been trying to sell a property for as long as you have, I...

Foreclosure question: Is it possible to obtain a 2nd loan modification under the HAMP rules from a lender? Conflicted here.

HAMP is a one and done program. While Freddie Mac doesn't participate in HAMP tier II, they do have an in-house "traditional" modification program...

What is a streamlined modification trial?

I would absolutely have the offer reviewed by a local attorney. However, many lenders are offering streamlined modifications without application...

It's not an issue of legality; it's an issue of whether or not the funds will be good. As such, if it's coming directly from the seller, I...