HO3 policies are typically a “residence premises” policy. It’s not a good form for a rental property where the named insured doesn’t reside. It...

Your terminology is backwards. "Liability" means "responsibility." If you are liable for damage, you are responsible for it. If not liable, you...

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When reporting traffic accidents, it's a good idea to include the particular Vehicle Traffic Law section that the other driver violated. Few other...

It definitely merits a specific consultation, keeping in mind that claims against the City, which I believe owns the terminal, are subject to the...

Parents are automatically responsible for their minor child’s negligence in Illinois? I don’t know . I’m not admitted in Illinois but that may...

Can an insurer pick up a defense and later deny? Yes. It’s called a duty defend, or a defense subject to a reservation of rights. A liability is...

It’s not a crime to disseminate or comment on publicly available information, but it may be defamatory if the “pedo” accusation is provably false....

Report the demand letters to your homeowner’s insurance company. Your policy may include personal liability thay covers various torts like...

Only if you had the right kind of policy. Get a copy of your complete policy and find an insurance attorney for a consultation.

My colleagues correctly point out that we can always insure your own property. In my experience, only lawyers think that way and most normal people...