If your husband is delinquent on the car payments, then his credit has probably already taken a hit. I'm not sure if there is much of a difference...

I was awarded with the house in the divorce and with my ex wife credit card debts. After a year she now wants half of the house

Your best bet is to ask the attorney that represented you in the divorce. The attorney will be familiar with your divorce decree and should be able...

Is there legal obligation on the part of a collection agency to notify the debtor of his debt within a reasonable amount of time

Seek advice from a CT attorney on the SOL issue. Be aware that not all debts are reported on credit reports, as there is no requirement to do so....

Student Loans, I can't afford to pay them back, what can I do?

If these are federal student loans, you should see if they qualify for a direct consolidation. If so, apply for the consolidation and then go on...

I was considering filing for bankruptcy but just myself and not my husband. Most of the debt is under myself only.

Filing for bankruptcy may be an option. There is no requirement to file with a spouse, if you file alone, then only your debt will be addressed. It...

If a debt collection wasn't posted before a settlement in the credit report of the debtor, Will they post it after a settlement?

It is unusual for a debt collector to report an account post-settlement if they failed to report it beforehand. One of the biggest reasons for a...

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Can I get emotional distress damages IF debt collectors are calling me for diferent accounts and they create stress, ill

As a matter of practical advice, you should avoid picking up phone calls from unrecognized numbers at times that may be highly inconvenient to you....

Is it OK to request for both the creditor and the debt collector a written agreement?

It is important for you to clarify whether your account is still owned by the original creditor, or by a debt buyer. A debt collector can work for...

It is likely that the accounts that were formerly serviced by Mann Bracken have been re-assigned to another firm. Check your credit report to see...

I owe money to credit cards since 2009. I have a court judgement on my credit report..

You may be able to move the court to have your judgment vacated for lack of service, depending on the rules in your jurisdictoin. By vacating the...