Creditor agreed to settlement, I paid settlement, now they want full amount

Find out how much it would cost to resolve the medical claim, either in settlement or payment in full. It may be cheaper to resolve the outstanding...

Do I need to pay the settlement offer?

The plain answer is no, you do not need to pay a settlement offer. An offer is an offer. You can choose to accept, decline, or counteroffer. A...

How can I get a rental with my bad credit ?

It may depend if your renting from a management company or directly with the owner of the property. An owner may be willing to hear your story and...

Credit score went down because of a late payment on a petty amount. Is there a way to repair it?

I agree with the prior response. If the information that is being reported is accurate, then you are not entitled to have it deleted under the Fair...

A Debt Collection Agency is filing a civil case for debt from a credit card, I was only 17 when it was charged, legal?

The answer to your question is, yes, they can sue you. In response to their lawsuit, you can assert affirmative defenses, including that you were a...

Can I do something against collection agency?

It sounds like standard policy, except they should have required you to sign the authorization prior to debiting the account. They may have...

If you pay the balance, the credit report should indicate "paid, $0 balance". If you settle, the credit report should indicate "settled for less...

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Collection Agency put $9000.00 lien against our primary residence in Texas and we need help

In my experience, credit card judgments can usually be settled. Depending on your circumstances, you can save a substantial percentage off the...

For the last 4 years. I have been on disability. When I was healthy. I incurred some debt, that I have not been able to pay.

You must first be sued before a judgment can be entered against you. Being on disability will not preclude a lawsuit or a judgment. It will also...

Had a judgment for $170. IN 2008 Originally it was owed to pennyaver and now an attorney claims to have debt now its over $400

Adhering to your principles can be costly. From what you described, it sounds like a judgment has been entered against you and that the Plaintiff...