When negotiating a debt what info should I give them?

If you are dealing with a defaulted consumer credit card debt with a balance under $10,000, then it seems unnecessary to share that information....

The interest rate on my car loan is much higher than what was on the contract. Can I cancel the contract?

Some states have a minimum cooling off period that allows a small period of time for a consumer to return certain items for a refund. The span of...

How does a voluntary auto repossession effect me?

If your vehicle is being financed and your car is repossessed, you will be liable for the deficiency balance plus whatever other costs the lender...

How do i know if I'm sued for my debt without a case number? how does payment with 1 creditor affect statue of limitation on all

A debt from one creditor will generally not have an effect on your rights on an account with another creditor. In regards to the lawsuits, here in...

Can my medical bills show up on my husband's credit report?

Only his debts should be reporting on his credit report, unless he is jointly obligated or an authorized user on an account with you. He should ask...

Getting a Credit Card for a 25 yr old.

Grandma's credit history should not have any effect on granddaughter's ability to obtain credit, unless she is applying as a co-signer. It is...

My mortgage company has negatively impacted my credit score and risk level through no fault of my own. Do I have legal recourse?

The Fair Credit Reporting Act describes the rights one has to accurate credit reporting, and also describes the process necessary to build a case...

If your husband is delinquent on the car payments, then his credit has probably already taken a hit. I'm not sure if there is much of a difference...

I was awarded with the house in the divorce and with my ex wife credit card debts. After a year she now wants half of the house

Your best bet is to ask the attorney that represented you in the divorce. The attorney will be familiar with your divorce decree and should be able...

Is there legal obligation on the part of a collection agency to notify the debtor of his debt within a reasonable amount of time

Seek advice from a CT attorney on the SOL issue. Be aware that not all debts are reported on credit reports, as there is no requirement to do so....