A notarized promissory note, when crafted properly, would certainly assist in substantiating a claim for repayment of a defaulted loan obligation....

To my knowledge, there isn't a limitation on how many degrees can be obtained prior to applying for a discharge due to total and permanent...

Most hospitals will offer hardship programs and affordable payment plans. You can call them, explain the situation, and see what they're willing to...

You may be able to sue, but if the person is in financial distress, it might be difficult to collect anything even if you obtain a judgment against...

As my esteemed colleagues have noted, generally speaking, creditors are at liberty to sell a debt without obtaining further authorization from the...

Correct, the FDCPA applies to third-party agencies that primarily collect debts on behalf of another company (either the original creditor or an...

Sure, you can send a dispute letter if you want to, but it won't change your obligations to comply with the court process. The plaintiff, and their...

You can sue for whatever you want, but it can be a costly and time consuming process, and it may be in vain without sufficient evidence of...

Yes, you have the option of disputing the charge with the credit card issuer. They would conduct an investigation and make a determination. If you...

These types of loans can oftentimes be negotiated once they enter default/collections status. You can pursue a substantial discount and ask for...