Multiple collection agencies can be assigned to collect the same date. Although it's not necessarily common, it happens, and it isn't necessarily...

Yes, some banks have a cross-collateralization clause that would allow them to recover funds from a bank account to repay an outstanding loan or a...

I concur with Mr. Kaufman and also encourage you to review the loan documents to confirm whether the dealership applied the down payment towards...

You can sue for nearly any non-frivolous reason but the cost of litigation is likely to exceed the amount of damages you sustained as a result of...

If you were simply added as an "authorized user" and not the account holder or guarantor, you likely have no liability to pay the balance. To...

You have the right to dispute the debt and request documentation validating their claim. If a lawsuit is filed, you will have the opportunity to...

Visit the website for the credit bureau reporting the information and follow their instructions for submitting disputes. Disputes can be made...

Follow the instructions at identitytheft.gov to remediate fraudulent accounts and have them removed from your credit. Good luck!

First, be very cautious, the communications you're receiving might be a scam. A legitimate collector would issue a written demand for payment, not...

Contingency fee arrangements are suitable in situations where a recovery is being sought. In your matter, it appears that you're seeking to be...