Correct, the FDCPA applies to third-party agencies that primarily collect debts on behalf of another company (either the original creditor or an...

Sure, you can send a dispute letter if you want to, but it won't change your obligations to comply with the court process. The plaintiff, and their...

You can sue for whatever you want, but it can be a costly and time consuming process, and it may be in vain without sufficient evidence of...

Yes, you have the option of disputing the charge with the credit card issuer. They would conduct an investigation and make a determination. If you...

These types of loans can oftentimes be negotiated once they enter default/collections status. You can pursue a substantial discount and ask for...

You may consider providing the collectors and the law firm your current address, as that may reduce the risk that they attempt to sue you at your...

Your question would be best posed to a DC ethics attorney that advises regarding bar applications. Either way, you'd likely be in a better position...

Asking if a collector has the "original documents" is not necessarily the same thing as making a request for debt validation. There isn't...

You can dispute the transaction with your bank. Generally speaking, no funds should be debited from your bank account without prior authorization....

A debt that is time-barred can still be collected outside of the court process. Collection letters may be issued by phone, mail, email, etc... A...