Yes, they have the right to sue, and you have the right to assert any defenses that may be applicable. Based on what you described, a dispute...

To remedy debts caused by identity theft, follow the instructions at www.idtheft.gov. If your goal is to stop the calls, you may also consider...

The FDCPA applies to third-party debt collectors, i.e. agencies that attempt to collect debts owed to another entity. Original creditors are...

Given the timing issues, perhaps a more streamlined approach to navigating towards chapter 7 bankruptcy would be to interpose an Answer to the...

For the June 2025 charge, you can dispute the charge with the bank that issued your credit card. However, it may be too late to dispute the charge...

I'm not sure what you mean by the "FCRA indirect dispute process". The proper method is to dispute directly with the credit bureaus that are...

You can call the court and ask them for the status of the case and whether there are any upcoming hearings scheduled. Good luck!

Carfax isn't intended for reporting outstanding mechanical issues. Typically, a prospective buyer may conduct a pre-purchase inspection in order to...

You are at liberty to dispute any transactions that you don't recognize with your credit issuer. Whether you are entitled to a refund will likely...

Multiple collection agencies can be assigned to collect the same date. Although it's not necessarily common, it happens, and it isn't necessarily...