Yes, a creditor can continue attempts at recovering a balance after a bank issues a refund as a result of a credit card dispute. If the debt is...

Don't respond to scam emails. If you do, they may attempt to contact you more frequently. Legitimate legal notices are rarely sent by email,...

I agree with Attorney McKenna. You are entitled to accurate reporting. A consumer protection attorney in your state that handles FCRA matters can...

I sympathize with you in the sense that you are young, didn't really do anything overtly bad, and are facing a permanent ban which seems harsh....

Generally speaking, there is no legal requirement for a lender to report payment history to credit bureaus. However, if the lender does report...

Representing yourself in a TCPA claim wouldn't be the best approach. If you have a viable claim, an attorney would likely offer to represent you on...

Yes, they have the right to sue, and you have the right to assert any defenses that may be applicable. Based on what you described, a dispute...

To remedy debts caused by identity theft, follow the instructions at www.idtheft.gov. If your goal is to stop the calls, you may also consider...

The FDCPA applies to third-party debt collectors, i.e. agencies that attempt to collect debts owed to another entity. Original creditors are...

Given the timing issues, perhaps a more streamlined approach to navigating towards chapter 7 bankruptcy would be to interpose an Answer to the...