You have the right to submit a dispute to your bank for any transactions that you didn't authorize. You may also ask your bank to block any further...

The Fair Credit Reporting Act requires that all credit reporting is accurate. However, before a claim can be brought under that statute, a dispute...

The only advice you should follow is from an attorney licensed in your jurisdiction that is representing you in your bankruptcy matter. General...

I'm sorry to hear that you were the victim of a scam. Unfortunately, that has no bearing on your liability to repay the debts. You may consider...

Yes, a creditor can continue attempts at recovering a balance after a bank issues a refund as a result of a credit card dispute. If the debt is...

Don't respond to scam emails. If you do, they may attempt to contact you more frequently. Legitimate legal notices are rarely sent by email,...

I agree with Attorney McKenna. You are entitled to accurate reporting. A consumer protection attorney in your state that handles FCRA matters can...

I sympathize with you in the sense that you are young, didn't really do anything overtly bad, and are facing a permanent ban which seems harsh....

Generally speaking, there is no legal requirement for a lender to report payment history to credit bureaus. However, if the lender does report...

Representing yourself in a TCPA claim wouldn't be the best approach. If you have a viable claim, an attorney would likely offer to represent you on...