If I have dutifully been paying down a debt thru a debt collector, can they file judgement for hundreds more in fees w/o notice?

If you had a written settlement agreement on the matter, and you kept up your end of the deal, the collector would be required to honor the...

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Can a credit card company that admittedly has been reporting inaccurate information be sued under the FCRA?

As attorney Brett Weiss pointed out, most consumer lawyers that handle FCRA litigation operate on a contingency basis, so there would be no...

Credit repair

They neither have to accept your $100 per month for settlement, nor do they have to delete from your credit report regardless of whether your...

Can a lawyer help contest against a delinquency mark caused by an utility company on my credit report?

Based on the information you provided, it is unlikely that a lawyer will help you achieve your goal.

Repair my credit

Negotiating your debts will not necessarily result in an improvement to your credit score.

You can dispute the inquiry by calling or writing a letter to Experian. If the inquiry was unauthorized and not made for a permissible purpose,...

I have a judgment on me for an old debt. I received a notice for settlement from the collections after the judgment

In my opinion, any option is generally better then garnishment, since additional interest and fees can accrue during the garnishment period. It is...

Hi, I was enrolled in a program of debt settlement for 2 years, 2 credit cards. After 2 years, only 1 was settled . Pls advise

I have very rarely encountered a 2-year old credit card debt that couldn't be negotiated lower then 75%. I suspect that this account is not a...

How to haggle with debt collectors?!

Call them, offer them $1000, and tell them that's all that you budget permits you to pay right now. See what they respond. If they give you a...

I'm being harassed by debt collectors. There was no validation of debt but continued collection efforts. FDCPA, FCRA violations.

If the defendants name is not yours, then how do you know that you have been sued? Perhaps the complaint was directed to the named party. Based on...