I have a judgment on me for an old debt. I received a notice for settlement from the collections after the judgment

In my opinion, any option is generally better then garnishment, since additional interest and fees can accrue during the garnishment period. It is...

Hi, I was enrolled in a program of debt settlement for 2 years, 2 credit cards. After 2 years, only 1 was settled . Pls advise

I have very rarely encountered a 2-year old credit card debt that couldn't be negotiated lower then 75%. I suspect that this account is not a...

How to haggle with debt collectors?!

Call them, offer them $1000, and tell them that's all that you budget permits you to pay right now. See what they respond. If they give you a...

I'm being harassed by debt collectors. There was no validation of debt but continued collection efforts. FDCPA, FCRA violations.

If the defendants name is not yours, then how do you know that you have been sued? Perhaps the complaint was directed to the named party. Based on...

Debt collectors are harassing me! Didn't validate the debt but continued to call and harass me. TCPA, FDCPA, FCRA violations.

Most debt relief attorneys have worked with all of those creditors. Are they harassing you? Original creditors are NOT subject to the Fair Debt...

Ex husband put 20,000 on a cc that I did not know about. My name is listed co-debtor. What is my liability.

I am sorry to hear about your situation. I do believe there was a way for you to avoid this situation. As a joint account holder you would have had...

How can I fight debt collection law suit?

You can probably represent yourself pro-se thereby avoiding the expense of an attorney. Call the court where the lawsuit was commenced for more...

Can I sue sallie mae for damages and can I possibly have the entire student loan thrown out?

Perhaps I am reading your message differently then the other attorneys. If your minimum payment was $260, and you were paying less then that...

I need to know what kind of an entry to be made to clear out a Bank/Line of Credit that was wiped out when I filed bankruptcy.

If you are trying to correct a credit reporting issue, you can call the credit bureau; or dispute the item online through the bureaus website; or...

Advice on what to do after dramatic drop in Credit Score

Under FCRA, late payments can generally be reported for up to 7 years. However, the FICO scoring give heavier weight to recent information, and...

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