Debt collectors are harassing me! Didn't validate the debt but continued to call and harass me. TCPA, FDCPA, FCRA violations.

Most debt relief attorneys have worked with all of those creditors. Are they harassing you? Original creditors are NOT subject to the Fair Debt...

Ex husband put 20,000 on a cc that I did not know about. My name is listed co-debtor. What is my liability.

I am sorry to hear about your situation. I do believe there was a way for you to avoid this situation. As a joint account holder you would have had...

How can I fight debt collection law suit?

You can probably represent yourself pro-se thereby avoiding the expense of an attorney. Call the court where the lawsuit was commenced for more...

Can I sue sallie mae for damages and can I possibly have the entire student loan thrown out?

Perhaps I am reading your message differently then the other attorneys. If your minimum payment was $260, and you were paying less then that...

I need to know what kind of an entry to be made to clear out a Bank/Line of Credit that was wiped out when I filed bankruptcy.

If you are trying to correct a credit reporting issue, you can call the credit bureau; or dispute the item online through the bureaus website; or...

Advice on what to do after dramatic drop in Credit Score

Under FCRA, late payments can generally be reported for up to 7 years. However, the FICO scoring give heavier weight to recent information, and...

Selected as the best answer

It is highly unlikely that two 90-day late payments from 5 years ago are still "ruining" your score. A good credit score is not achieved strictly...

I went to a court hearing, being sued for credit card debt, the suing atty. was not present.

It really doesn't matter if the judge would have called you, and since it didn't happen, none of us would know if he, if fact, would have called...

I have a mandatory settlement conference in March, for credit card debt. What do I need to bring?

You should seek a consultation with a bankruptcy attorney. If you cannot afford a bankruptcy attorney, you might be able to obtain pro-bono...

Can i sue my former landlord for putting a second judgement against me and wage garnishment after i paid them backrent?

When being sued for a debt that you believe has already been satisfied, your defenses should have been stated in your answer to the lawsuit. If ...

Selected as the best answer