Is this a scam or am I in some sort of trouble?

The caller might not be a scammer. You may be a victim of identity theft. Someone might have stolen your information when you were in Vegas and...

Can an original creditor still report a debt if it has been dismissed by the collection agency.

If a collection agency is appearing on your credit report, and you received a letter from that agency stating that they are no longer collection on...

I signed with a debt settlement law firm. Am I responsible to pay attorney fees if I terminate their services?

Your first priority needs to be handling the lawsuit. Notify your lawyer of the summons and ask for advice. If you can't get any assistance, find a...

What wording do I use to file a Motion to Vacate a judgment based on a 1099-c Cancellation of Debt?

Attorney Bunce did a good job a providing a literal answer to your question. I thought that it may be worth mentioning that you might not be...

Can I be sued for a 25 cent overdraft fee?

As outlandish as it sounds to be in this mess over $0.25, it is very important that you take some responsibility. The bank will charge the same...

Seek to have it vacated with the court. If you are negotiating, reach out to the Plaintiffs attorneys instead of the creditors.

What do I do if a Credit Union Bank wrongfully put me into Chex Systems and violated FCRA. I need to seek legal action.?

Most consumer attorneys will provide a free evaluation of your FCRA claim. Find a local attorney on Avvo.com.

You would sue Target in the same manner that you would sue any other entity. If you don't know how to do that, then you might want to consider...

No, there is no requirement that a collector must respond via certified mail. There is also no requirement under federal law for a collector to...

How do I remove garnished accounts off a credit report if they were false garnishments?

Is your concern about garnishment, or about collections appearing on your credit report? Garnishments by themselves do not appear on reports,...