Archived
I was dumb enough to not notice an automatic payment stopped going through until i just saw it on my credit report. help.
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Answered on April 22, 2015
If you were not receiving the services that you were paying for, then you might not be in the wrong to suspend further payments. You should be...
Archived
I want to settle a judgment that does not appear on my credit report anymore.
Will it reappear on my credit upon settlement?
Simon's answer
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Answered on April 22, 2015
No, they should not re-appear on your credit report as a result of satisfying them.
Archived
Collection judgment
Simon's answer
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Answered on April 16, 2015
The jurisdiction should match the proper court, which in your case, is either supreme court, or small claims court, it can't be both. All pleadings...
Archived
Paying Defaulted Credit Cards when returning to US
Simon's answer
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Answered on April 16, 2015
Yes, you can try to address the outstanding debt when you return in 2017, however, you might be subject to lawsuits during that period of time, and...
Archived
Is a judgment valid after 1099-c filed and account sold to collections twice?
Simon's answer
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Answered on April 16, 2015
Contact the law firm that represented the creditor in bringing the lawsuit against you to find out the current collectors, so that you can try...
Archived
Can a court summons be issued for a debt by the creditor's attorney before the 30 day verification allotment runs out?
Simon's answer
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Answered on April 16, 2015
If you had demanded validation within the proscribed time period, and then you were served with a lawsuit prior to the debt being validated, then...
Archived
Is this a scam or am I in some sort of trouble?
Simon's answer
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Answered on April 16, 2015
The caller might not be a scammer. You may be a victim of identity theft. Someone might have stolen your information when you were in Vegas and...
Archived
Can an original creditor still report a debt if it has been dismissed by the collection agency.
Simon's answer
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Answered on April 13, 2015
If a collection agency is appearing on your credit report, and you received a letter from that agency stating that they are no longer collection on...
Archived
I signed with a debt settlement law firm. Am I responsible to pay attorney fees if I terminate their services?
Simon's answer
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Answered on April 08, 2015
Your first priority needs to be handling the lawsuit. Notify your lawyer of the summons and ask for advice. If you can't get any assistance, find a...
Archived
What wording do I use to file a Motion to Vacate a judgment based on a 1099-c Cancellation of Debt?
Simon's answer
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Answered on April 06, 2015
Attorney Bunce did a good job a providing a literal answer to your question. I thought that it may be worth mentioning that you might not be...