Generally speaking, a creditor (and their agents) are not under any legal duty to negotiate or accept a settlement. Since you're being sued, you...

Yes, they can sue you and if a judgment is obtained, they can attempt to execute the judgment against any unexempt assets. Collecting SSDI benefits...

Generally speaking, yes, if a lawsuit is pending against you, you should respond accordingly and your Answer may include a defense of "accord and...

If you're a victim of identity theft, visit idtheft.gov for instructions on how to remedy the issues. If a judgment was entered against you, you...

Generally speaking, yes. The statute of limitations limits the amount of time to commence a lawsuit to recovery the debt. The SOL does not limit...

Per the Fair Credit Reporting Act, all credit reporting must be accurate. If an inaccuracy continues to appear after you've disputed it with the...

Generally speak, the statute of limitations runs from the date of the last payment. As such, the clock could restart every time you made a payment...

The call was likely a scam. There is no debt to pay. These types of scams are relatively common these days. Don't pay, and stop speaking with them....

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Sure, you can sue for nearly anything, but keep in mind that the costs of pursuing your claim might very well exceed the amount of damages you...

Your first step would be to submit a dispute to the credit bureaus that are reporting the collection account. You can dispute by mail, phone, or...