Generally speaking, yes. The statute of limitations limits the amount of time to commence a lawsuit to recovery the debt. The SOL does not limit...

Per the Fair Credit Reporting Act, all credit reporting must be accurate. If an inaccuracy continues to appear after you've disputed it with the...

Generally speak, the statute of limitations runs from the date of the last payment. As such, the clock could restart every time you made a payment...

The call was likely a scam. There is no debt to pay. These types of scams are relatively common these days. Don't pay, and stop speaking with them....

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Sure, you can sue for nearly anything, but keep in mind that the costs of pursuing your claim might very well exceed the amount of damages you...

Your first step would be to submit a dispute to the credit bureaus that are reporting the collection account. You can dispute by mail, phone, or...

10% monthly interest may be usurious under state and federal law, and if so, it may impede your efforts to recover the balance. With compounding,...

Generally speaking, regardless of how much is owed, only an amount authorized by you can be withdrawn from your bank account. Enrolling in auto-pay...

Your frustration is understandable. The problem is that a person can't be forced to pay what they don't have. In other words, if a judgment is...

Getting removed as a co-signer from an auto loan can be challenging, and sometimes impossible. Unless the lender has a protocol for removal of a...