Generally speaking, an FDCPA violation doesn't create an entitlement to dismissal or forgiveness of a debt that is otherwise valid. Rather, if...

Generally speaking, yes, if a car loan is not paid in accordance with the terms of the agreement the lender may elect to repossess. This holds true...

Generally speaking, the statute of limitations only limits the amount of time within which a lawsuit can be brought. It doesn't limit the amount of...

Yes, you may have a claim against Equifax under the Fair Credit Reporting Act and you may have a basis to pursue them for damages. Consult with a...

So long as the reporting is accurate and is made within the time proscribed under the Fair Credit Reporting Act, it is likely lawful. If you...

If you signed an authorization allowing them to pull your credit, then it doesn't appear that your rights have been violated under the Fair Credit...

Your interest rate would be dictated by the terms of your agreement with the lender. It's not typical for an interest rate to decrease over time,...

The Answer would require a closer review of your financial situation and the debts. For example, if your income suffices, you may be able to avoid...

If your vehicle was repossessed, whether voluntarily or otherwise, you can be held responsible for the deficiency balance, regardless of whether...

Yes, if your contract with them obligated to make the payments on your behalf, you can sue breach of contract to recover your damages. However, if...