Check your agreement to see if it's subject to automatic renewal. If so, there may be a provision stating how to cancel the service (in writing or...

I concur with my esteemed colleague, Daniel Edelman. If you are merely an authorized user, submitting a dispute letter to the credit bureaus...

The FDCPA applies to third-party debt collectors, not original creditors. However, you may have state or local laws that provide protections from...

I'm sorry to hear about what you've been going through. Follow the instructions at www.idtheft.gov to mitigate the damage to your credit and to...

The Fair Credit Reporting Act requires that all credit reporting be accurate, but it doesn't require that every financing transaction be reported....

They can sue you if they believe the claim is outstanding. You can fight the lawsuit and state any pertinent affirmative defenses, which in your...

If you fail to pay On Deck, they may send the debt to collections and/or pursue litigation to recovery the amount outstanding (plus any...

Yes, they can ask for your banking information. You don't have to provide it if you don't want to, but they might not consider you for financial...

Yes, depending on the circumstances, it may be possible to have the loan pulled back from the Treasury Dept. It may require catching up on the...

Generally speaking, yes, they can continue to collect the debt even after it drops off the credit report, and they can deny doing new business for...