The Fair Credit Reporting Act requires that all credit reporting must be accurate, and there's no particular exceptions for accidental late...

Enrolling in to a debt settlement program wouldn't confer you with any legal protections. Generally speaking, if a debt is settled, no further...

Some debt relief companies are legitimate and some aren't. You should conduct research, including reading third-party reviews, before committing to...

Most likely, yes. Refer to your agreement to determine the protocol for cancelling your debt settlement program. However, if you've missed any...

You'd need to refer to the terms of your agreement to determine how to terminate with the adjuster. Good luck!

There is no legal requirement for you to request that the collectors cease and desist further communications, but you may do so at your own...

Generally speaking, an FDCPA violation doesn't create an entitlement to dismissal or forgiveness of a debt that is otherwise valid. Rather, if...

Generally speaking, yes, if a car loan is not paid in accordance with the terms of the agreement the lender may elect to repossess. This holds true...

Generally speaking, the statute of limitations only limits the amount of time within which a lawsuit can be brought. It doesn't limit the amount of...

Yes, you may have a claim against Equifax under the Fair Credit Reporting Act and you may have a basis to pursue them for damages. Consult with a...